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PayPal is Hiring Data Scientist | SQL Python | Banglore | Placement Officer
Summary
PayPal is
hiring a Data Scientist for their Credit Card Fraud Risk Strategy team in
Bangalore, targeting professionals with 2-5 years of domain expertise in fraud
prevention, risk management, or payments. This role focuses on safeguarding
PayPal's UK credit portfolio through advanced analytics, fraud trend
identification, and strategy development using SQL, Python, and Tableau. The
position offers a hybrid work model (3 days in office) and the opportunity to
impact millions of customers in the global economy. Ideal for analytical
problem-solvers with exceptional communication skills and experience in
financial risk management.
Detailed Job Description
Position
Overview
Role: Data Scientist - Credit Card
Fraud Risk
Company: PayPal
Location: Bangalore, Karnataka, India
Experience: 2-5 years
Team: Global Fraud Prevention - Credit Card Fraud Risk Strategy
Portfolio Focus: UK PayPal Credit (PPC) Card Program
Work Model: Hybrid (3 days in office, 2 days flexible)
Role Objective
Protect
PayPal's credit portfolio from evolving fraud threats by developing data-driven
strategies, monitoring portfolio health, and collaborating with
cross-functional teams to optimize risk-reward balance.
Key Responsibilities
Fraud Risk
Strategy & Ownership
- Own end-to-end management of
transaction fraud risk policies
- Develop and optimize fraud
prevention strategies for card risk, acquisition, and payment risk
- Proactively identify emerging
fraud trends and propose mitigation strategies
- Maintain full ownership of
portfolio fraud loss and decline rates
Advanced
Analytics & Insights
- Utilize SQL, Python, Advanced
Excel, and Tableau for deep analytics
- Develop monitoring and alerting
capabilities for program health
- Translate complex technical
concepts into actionable business insights
- Prepare KPI reports and present
updates to senior leadership
Cross-functional
Collaboration
- Work closely with Credit Risk,
Product, and Finance teams
- Build relationships and drive
results through influence and teamwork
- Collaborate on strategies to
optimize fraud prevention and transaction declines
- Partner with global fraud risk
professionals across the organization
Risk
Assessment & Mitigation
- Analyze and assess risks to
provide informed recommendations
- Develop strategies for fraud
prevention and loss savings
- Ensure optimal balance between
risk management and customer experience
- Stay ahead of evolving fraud
threats in the payments industry
Essential Skills & Qualifications
Technical
Expertise
- Programming: Proficiency in SQL and
Python
- Analytics Tools: Advanced Excel, Tableau,
and other analytics platforms
- Data Analysis: Proven track record of
using analytics to solve real-world problems
- Monitoring Systems: Experience developing
dashboards and alerting mechanisms
Domain
Knowledge
- Experience: 2-5 years in relevant
domain
- Industry Background: Payments, Transaction Risk
Management, Credit, or Fraud Risk (preferred)
- Risk Management: Understanding of fraud
prevention strategies and risk assessment
Professional
Competencies
- Problem-Solving: Strategic, creative, and
practical thinking for complex challenges
- Communication: Exceptional written and
verbal skills for diverse audiences
- Collaboration: Strong
relationship-building and cross-functional influence
- Judgment: Excellent decision-making
capabilities in ambiguous situations
Personal
Attributes
- Ownership: Accountable for own results
and portfolio performance
- Proactivity: Self-starter who works
independently and proficiently
- Adaptability: Comfortable with evolving
fraud landscape and business needs
- Resilience: Ability to thrive in
fast-paced, challenging environment
Pro Tips for Successful Application
1. Resume
Customization
- Highlight specific fraud risk or
financial risk management experience
- Quantify impact on fraud
prevention and loss reduction
- Showcase SQL, Python, and Tableau
proficiency with specific examples
- Emphasize cross-functional
collaboration and stakeholder management
2.
Technical Preparation
- Practice advanced SQL queries and
Python data analysis
- Prepare examples of fraud
detection models or risk strategies
- Review statistical analysis and
machine learning concepts
- Brush up on data visualization
and dashboard creation
3. Domain
Knowledge
- Research current fraud trends in
digital payments and credit cards
- Understand UK financial
regulations and compliance requirements
- Study PayPal's credit products
and fraud challenges
- Learn about transaction risk
management best practices
4.
Interview Preparation
- Prepare case studies
demonstrating problem-solving in risk management
- Practice explaining technical
concepts to non-technical audiences
- Be ready to discuss your approach
to emerging fraud threats
- Prepare examples of influencing
without direct authority
FAQs
Q: What is
the hybrid work schedule?
A: 3 days in
office for collaboration and 2 days flexible (office or home).
Q: Is
specific credit card fraud experience required?
A: While
preferred, experience in payments, transaction risk, or general fraud risk is
acceptable.
Q: What
level of SQL/Python proficiency is needed?
A: Advanced
proficiency with proven track record of solving real-world problems.
Q: Are
there opportunities for career growth?
A: Yes,
PayPal offers growth in the evolving credit card industry with cutting-edge
challenges.
Q: What
makes this role unique?
A: Direct
impact on PayPal's credit offerings, global scale, and evolving fraud
challenges.
Q: Is the
role focused only on UK markets?
A: Primarily
UK PPC portfolio, within PayPal's global fraud prevention organization.
Why Join PayPal?
Global
Impact
- Revolutionizing commerce for 25+
years across 200 markets
- Empowering millions of merchants
and consumers globally
- Two-sided network connecting
hundreds of millions of users
- Innovative financial technology
leader
Professional
Development
- Cutting-edge fraud prevention
challenges
- Continuous learning in evolving
risk landscape
- Growth in analytics and
problem-solving skills
- Exposure to global risk
management practices
Company
Culture
- Core values: Inclusion,
Innovation, Collaboration, Wellness
- Passionate professionals
celebrating successes
- Supportive team environment
- Commitment to diversity and
belonging
About PayPal's Fraud Prevention
Organizational
Context
- Part of Global Risk Management
(GRM) organization
- Supports business lines in
optimizing risk and reward
- Enables profitable business
growth through risk management
- Global team with local market
expertise
Strategic
Importance
- Safeguards customers and business
from fraud threats
- Data-driven strategy development
and execution
- Portfolio performance
optimization
- Cross-functional collaboration
across risk domains
Benefits & Work Environment
Compensation
& Benefits
- Competitive salary and benefits
package
- Employee stock options
- Health and life insurance
- Flexible work environment
Work-Life
Balance
- Hybrid work model (3-2 split)
- Mental health and wellness
support
- Inclusive and supportive culture
- Professional development
resources
Diversity
& Inclusion
- Equal employment opportunity
commitment
- Reasonable accommodations for
disabilities
- Diverse and inclusive workforce
- Belonging and acceptance focus
Application
Warning
Important: PayPal does not charge any fees
for applications, interviews, or onboarding. Report any such requests as
potential scams.
Conclusion
The Data
Scientist position in PayPal's Credit Card Fraud Risk team offers a exceptional
opportunity for experienced professionals to combat financial fraud at global
scale. This role combines advanced analytics, strategic thinking, and
cross-functional collaboration to protect PayPal's customers and business while
enabling growth. The Bangalore location, hybrid work model, and PayPal's
industry leadership make this a premier opportunity in financial technology
risk management.
Ideal
candidates should demonstrate strong analytical capabilities, domain expertise
in risk management, and the ability to translate data insights into business
impact. The role provides substantial opportunities for professional growth in
the rapidly evolving payments and fraud prevention landscape.
Application Tip: Focus on quantifying your impact on fraud prevention, demonstrate your technical proficiency with specific examples, and highlight your ability to collaborate across functions and influence stakeholders.
🔗 Apply Link: Click
Here To Apply for PayPal
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Disclaimer
The recruitment
details shared above are for informational purposes only and have been obtained
from the organization’s official website. We do not guarantee any job
placements. Recruitment will be conducted according to the company's official
process. We do not charge any fees for sharing this job information.
#PayPal #DataScientist #FraudRisk #BangaloreJobs #SQL #Python #FinTechCareers
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